Which Mumbai RTO registers your new car, and the address proof it accepts
By Arjun Ramanarayanan, IndiCar · Published 31 October 2026 · Tips
Your address decides your RTO: MH-01 Tardeo, MH-02 Andheri, MH-03 Wadala, MH-47 Borivali, MH-04 Thane, MH-43 Vashi or MH-46 Panvel. Here is which areas each covers and the address proof that is accepted.
The address on your proof of residence decides which RTO registers your new car. Across Mumbai, Thane and Navi Mumbai, that is one of these offices: MH-01 Tardeo, MH-02 Andheri, MH-03 Wadala, MH-47 Borivali, MH-04 Thane, MH-43 Vashi or MH-46 Panvel. For address proof, the documents listed are a utility bill, a rent agreement, an Aadhaar card or a passport.
Maharashtra's rule is that a vehicle is registered at the RTO office your area belongs to. Where you work makes no difference. Your home address sets the office, and the office sets the MH code your car is registered under.
Which office covers your area
Find your locality in the table below. The area names are those listed for each office. They are a guide, not a complete map.
| Code | Office | Region | Areas listed |
|---|---|---|---|
| MH-01 | Tardeo | South of the city | Tardeo, Cumballa Hill, Byculla, Nagpada, Mahalaxmi, Grant Road, Peddar Road, Marine Lines |
| MH-02 | Andheri | Western suburbs | Andheri, Jogeshwari, Goregaon, Vile Parle, Versova, Oshiwara, Lokhandwala, Juhu |
| MH-03 | Wadala | Eastern side | Wadala, Sion, Matunga, Chembur, Antop Hill, GTB Nagar, Chunabhatti |
| MH-47 | Borivali | Northern suburbs | Northern suburbs, served from Dahisar West near Borivali |
| MH-04 | Thane | Thane district | Thane, Bhiwandi |
| MH-43 | Vashi | Twin city across the creek | Airoli, Koparkhairane, Ghansoli, Vashi, Turbhe, Nerul, Belapur, Sanpada |
| MH-46 | Panvel | Raigad side | Panvel City, Kalamboli, Kharghar, Kamothe, Taloja, New Panvel, Uran and the JNPT region |
The Panvel office alone is reported to cover 18 pincodes and 109 areas, which shows how much a short list of names leaves out. If your locality is not in the table, the region column is the starting point, not the final answer.
Where the published lists disagree
Bandra, Khar and Santacruz are the clearest grey area. One published list puts them under MH-02 Andheri, alongside Juhu, Vile Parle, Andheri, Jogeshwari and Goregaon. Another MH-02 list stops at Andheri, Jogeshwari, Goregaon, Vile Parle, Versova, Oshiwara, Lokhandwala and Juhu, and does not name them.
Neither list places those three areas under a different office, so MH-02 is the likely answer. Still, a border address is exactly where a wrong assumption costs time. IndiCar handles registration, and it confirms the RTO for your address and the documents it needs before you book.
MH-47 has a quirk of its own. Its deputy office is in Dahisar West, but it is also shown care of the MH-02 address in Andheri.
Office addresses
These are the listed addresses for each office.
| Code | Address |
|---|---|
| MH-01 Tardeo | Old Bodyguard Lane, Tulsiwadi, Tardeo, 400034 |
| MH-02 Andheri | D/111, Ambivali Village, Versova Road, Near Manish Nagar, Andheri (West), 400053 |
| MH-03 Wadala | B/2, 3rd Floor, Wadala Truck Terminal, Wadala Road, 400037 |
| MH-47 Borivali | Wing-A, Link Rd, Kandarpada, Anand Park, Dahisar West, near Borivali, 400068 |
| MH-04 Thane | New Building, Eastern Express Highway, Louiswadi, opposite LIC Building, Thane (West) 400604 |
| MH-43 Vashi | Block-T, Sector 19/B, APMC Market, Vashi 400705 |
| MH-46 Panvel | Kalamboli (Raigad) |
Address proof that is accepted
Four documents appear on the published lists of address proof:
- Aadhaar card
- Passport
- Utility bill
- Rent agreement
The address proof must be an attested copy. Identity proof is a separate requirement. The listed options are an Aadhaar card, a passport, a voter ID or a driving licence.
If you rent, the rent agreement is the listed option that matches where you actually live. Pair it with any of the identity documents.
The full document set for a new car
A new car registered in Maharashtra needs the following:
- Form 20, the registration application
- Form 21
- Forms 22 and 22A
- Temporary registration, with the purchase invoice
- Proof of identity
- Proof of address
- Form 34 or the financier's NOC, if you bought the car on a loan
The loan item is the one buyers forget. If a bank or financier is involved, Form 34 or its NOC sits in the file next to your own documents.
The 30-day window
You have 30 days from purchase to register the car under Form 20. Any delay in fixing an address mismatch eats into that window. Settle the address question before the purchase, not after it.
Sources: RTO Maharashtra: MH Codes, Offices, Fees & Services, Maharashtra Mumbai (MH 01) RTO: Code List, Services and Contact Information, Maharashtra RTO Code List (MH-01 to MH-60)
Buying a new car through IndiCar
IndiCar arranges new-car purchases in Mumbai, Navi Mumbai and Thane. You book a new car on IndiCar at the on-road price shown on its car page, with the full price breakup: ex-showroom, RTO registration, insurance, TCS and FASTag. You book online with a refundable reservation, and IndiCar sources the car from partner dealer stock and handles the registration, insurance, paperwork and delivery.
You deal only with IndiCar from quote to delivery. Your phone number is never passed to a dealer, and you do not need to take the quote to a showroom to negotiate. See on-road prices and book or get a WhatsApp quote on +91 85916 41004.
Frequently asked questions
Which RTO registers my car if I live in Chembur?
Chembur is listed under MH-03, the Wadala office, which covers the eastern side of the city along with Sion, Matunga, Antop Hill, GTB Nagar and Chunabhatti.
Is an Aadhaar card enough as address proof?
Aadhaar is on the published lists of address proof and of identity proof. The address proof must be an attested copy.
I rent my home. What address proof can I use?
A rent agreement is one of the listed address proofs. Pair it with an identity proof such as an Aadhaar card, passport, voter ID or driving licence.
Which office handles Kharghar and Kamothe?
Both are listed under MH-46, the Panvel office in Kalamboli (Raigad). That office also covers Panvel City, Kalamboli, Taloja, New Panvel and the Uran and JNPT region.
What extra document do I need if the car is on a loan?
You need Form 34 or the financier's NOC. This is in addition to Forms 20, 21, 22 and 22A, the temporary registration with the purchase invoice, and your identity and address proof.
How long do I have to register a new car?
Registration under Form 20 is due within 30 days of purchase.
Tags: rto, car registration, address proof, maharashtra, mumbai