Skoda Kylaq vs Mahindra XUV 3XO: Mumbai On-Road Prices Compared
By Arjun Ramanarayanan, IndiCar · Published 15 October 2026 · Comparisons
The Skoda Kylaq starts at Rs 9,06,071 on-road in Mumbai against Rs 9,22,543 for the Mahindra XUV 3XO. At the top end the Kylaq is Rs 2,23,865 cheaper.
The Skoda Kylaq is cheaper than the Mahindra XUV 3XO at both ends of the range in Mumbai. The cheapest Kylaq (1.0 Classic Petrol Manual) is Rs 9,06,071 on-road, against Rs 9,22,543 for the cheapest XUV 3XO (MX1 Petrol Manual), a gap of Rs 16,472. The two most expensive variants are further apart: the Kylaq 1.0 Prestige Plus Petrol Automatic is Rs 15,71,084 and the XUV 3XO AX7L Petrol Automatic is Rs 17,94,949, so the Kylaq is Rs 2,23,865 cheaper there.
These are IndiCar's own price list figures for Mumbai, for individual registration. The Kylaq list is dated 1 October 2026 and the XUV 3XO list is dated 12 October 2026. You can see each in full here: Skoda Kylaq prices and Mahindra XUV 3XO prices.
The range at a glance
| Skoda Kylaq | Mahindra XUV 3XO | |
|---|---|---|
| Priced variant combinations | 13 | 29 |
| Cheapest on-road | Rs 9,06,071 | Rs 9,22,543 |
| Most expensive on-road | Rs 15,71,084 | Rs 17,94,949 |
| Fuels | Petrol | Petrol, Diesel |
| Gearboxes | Manual, Automatic | Manual, Automatic, AMT |
The Kylaq is the narrower line-up: one fuel, two gearbox types. The XUV 3XO gives you more combinations to choose from, including diesel and an AMT option, and it runs about Rs 2.2 lakh higher at the top.
Where the cheapest variants differ
Both cheapest variants carry the same Rs 850 FASTag charge. The rest of the breakup differs:
| Component | Kylaq 1.0 Classic Petrol Manual | XUV 3XO MX1 Petrol Manual |
|---|---|---|
| Ex-showroom | Rs 7,59,000 | Rs 7,78,999 |
| RTO registration and road tax (Mumbai, individual) | Rs 94,630 | Rs 88,274 |
| Insurance (first-year comprehensive) | Rs 51,591 | Rs 54,420 |
| FASTag | Rs 850 | Rs 850 |
| On-road | Rs 9,06,071 | Rs 9,22,543 |
The XUV 3XO costs more ex-showroom and for insurance, but its registration and road tax is lower, which narrows the on-road gap to Rs 16,472. Compare on-road totals, not ex-showroom prices, because the Mumbai registration charge is a large line on both cars.
How many variants fall under Rs 10 lakh and Rs 15 lakh
Under Rs 10,00,000 on-road, you get 2 of the 13 Kylaq combinations and 1 of the 29 XUV 3XO combinations. Under Rs 15,00,000 on-road, you get 11 of 13 Kylaq combinations and 22 of 29 XUV 3XO combinations. If your budget is firmly at Rs 10 lakh, the Kylaq gives you two choices and the XUV 3XO one. If your ceiling is Rs 15 lakh, the XUV 3XO has more variants to pick from in absolute terms (22 against 11).
Automatics, diesel and the middle of the range
- Cheapest automatic: the Kylaq 1.0 Classic Plus Petrol Automatic is Rs 11,07,560 on-road. The XUV 3XO MX2 PRO Petrol Automatic is Rs 11,78,814.
- Cheapest diesel: only the XUV 3XO offers diesel. The MX2 Diesel Manual is Rs 11,24,107 on-road. The facts here cover purchase price only, not fuel or running costs, so they cannot tell you whether diesel pays back for your mileage.
- Middle of the range: the Kylaq 1.0 Sportline Petrol Manual is Rs 13,68,174. The XUV 3XO REVX A Petrol Manual is Rs 13,50,355. This is the one point here where the XUV 3XO is the lower figure.
If you want an automatic, the Kylaq is the cheaper entry on the price list. If you want diesel, the XUV 3XO is your only choice of the two.
What each step up the range adds
Per-variant feature sheets are confirmed by IndiCar before you book, so this section sticks to what the entry variants carry and where the price steps sit.
Kylaq entry (Rs 9,06,071): front disc brakes, rear drum brakes, driver and co-driver airbags, front side airbags and curtain airbags. Inside, it has radio fitment preparation, an analogue 4-dial instrument cluster with a 3.5-inch TFT display (MAXIDOT), a 12V socket in the front centre console and two front tweeters. It is a safety-led base with a basic audio setup.
XUV 3XO entry (Rs 9,22,543): 6 airbags, electronic stability control (ESC), ISOFIX child seat mounts, rear parking sensors, a seat belt reminder for all passengers and height-adjustable front seat belts. For connectivity it has front and rear USB-C and a 12V socket. For a family buyer, the stability control, ISOFIX mounts and parking sensors on the base car are the notable items on the list.
Beyond the base, the steps are mostly about transmission and fuel. On the Kylaq, the move to Classic Plus Automatic takes you to Rs 11,07,560 and the Sportline Manual to Rs 13,68,174. On the XUV 3XO, MX2 Diesel Manual is Rs 11,24,107, MX2 PRO Petrol Automatic is Rs 11,78,814 and REVX A Petrol Manual is Rs 13,50,355. IndiCar sends you the feature sheet for the exact variant before you book.
Who each car suits
- Kylaq: you want the lower on-road price at both ends, a petrol automatic from Rs 11,07,560, and a shorter list to choose from.
- XUV 3XO: you want diesel, an AMT option or a wider spread of variants, or you want 6 airbags, ESC and rear parking sensors on the cheapest variant.
On price alone, the Kylaq wins. The numbers here do not cover running costs, resale or full feature lists, so do not treat price as the whole decision.
What IndiCar confirms before you book
Before you pay the refundable reservation, IndiCar confirms in writing the stock for your variant and colour, the delivery date, the itemised on-road price and the feature sheet. You can check your own variant with the on-road price calculator or browse all new cars with Mumbai on-road prices.
How to buy through IndiCar
Choose your variant on indicar.in, review the itemised on-road price and book with a refundable reservation. IndiCar sources the car from partner dealer stock and handles registration, insurance and delivery. You deal only with IndiCar.
Buying a new car through IndiCar
IndiCar sells new cars in Mumbai, Navi Mumbai and Thane. You buy a new car from IndiCar at the on-road price shown on its car page, with every line itemised: ex-showroom, registration, insurance, TCS and FASTag. You book online with a refundable reservation, and IndiCar sources the car from partner dealer stock and handles the registration, insurance, paperwork and delivery.
You deal only with IndiCar from quote to delivery. Your phone number is never passed to a dealer, and you do not need to take the quote to a showroom to negotiate. See on-road prices and book or get a WhatsApp quote on +91 85916 41004.
Frequently asked questions
Which is cheaper on-road in Mumbai, the Kylaq or the XUV 3XO?
The Kylaq. The cheapest Kylaq is Rs 9,06,071 against Rs 9,22,543 for the cheapest XUV 3XO, a difference of Rs 16,472. The most expensive Kylaq is Rs 2,23,865 cheaper than the most expensive XUV 3XO.
Does the Kylaq come in diesel?
No. The Kylaq is listed only in petrol, with manual and automatic gearboxes. The XUV 3XO is listed in petrol and diesel, and its cheapest diesel is the MX2 Diesel Manual at Rs 11,24,107 on-road.
What is the cheapest automatic in each range?
The Kylaq 1.0 Classic Plus Petrol Automatic is Rs 11,07,560 on-road. The XUV 3XO MX2 PRO Petrol Automatic is Rs 11,78,814 on-road.
How many variants are under Rs 15 lakh on-road?
11 of 13 Kylaq combinations and 22 of 29 XUV 3XO combinations are at or under Rs 15,00,000 on-road.
What safety features does each cheapest variant have?
The Kylaq 1.0 Classic has driver, co-driver, front side and curtain airbags, plus front disc and rear drum brakes. The XUV 3XO MX1 has 6 airbags, ESC, ISOFIX mounts, rear parking sensors, a seat belt reminder for all passengers and height-adjustable front seat belts.
What does IndiCar confirm before I book?
IndiCar confirms stock, the delivery date, the itemised on-road price and the feature sheet for your variant in writing before you book. The reservation is refundable.
Tags: skoda kylaq, mahindra xuv 3xo, on road price, mumbai, compact suv