MG Windsor EV vs Mahindra XUV400: Mumbai On-Road Prices
By Arjun Ramanarayanan, IndiCar · Published 18 October 2026 · Comparisons
The MG Windsor EV starts at Rs 15,83,326 on-road in Mumbai, Rs 95,521 below the Mahindra XUV400 at Rs 16,78,847. At the top of both ranges, the XUV400 is Rs 2,25,586 cheaper.
The MG Windsor EV is the cheaper electric car at the entry point in Mumbai: Rs 15,83,326 on-road for the EXCITE Electric Automatic, against Rs 16,78,847 for the Mahindra XUV400 EC PRO Electric Automatic. That is Rs 95,521 in the Windsor's favour. At the top of the ranges the order reverses: the XUV400 EL PRO Electric Automatic at Rs 18,11,571 is Rs 2,25,586 cheaper than the Windsor EV ESSENCE PRO Electric Automatic at Rs 20,37,157.
These are IndiCar's own price list for Mumbai, individual registration, dated 22 September 2026 for the MG Windsor EV and 12 October 2026 for the Mahindra XUV400. Both cars are electric and automatic only. Running costs and charging are not covered in these figures, so this comparison is about purchase price and listed features.
Price range at a glance
| MG Windsor EV | Mahindra XUV400 | |
|---|---|---|
| Priced variant combinations | 5 | 2 |
| Cheapest on-road | Rs 15,83,326 (EXCITE) | Rs 16,78,847 (EC PRO) |
| Most expensive on-road | Rs 20,37,157 (ESSENCE PRO) | Rs 18,11,571 (EL PRO) |
The Windsor EV gives you five priced combinations to choose from, including ESSENCE Electric Automatic at Rs 18,26,072 in the middle of the range. Four of the five are at or under Rs 20,00,000 on-road. The XUV400 has two, so the choice is simpler but narrower.
Where the on-road price comes from
Here is the itemised breakup for the cheapest variant of each car.
| Item | Windsor EV EXCITE | XUV400 EC PRO |
|---|---|---|
| Ex-showroom | Rs 14,69,800 | Rs 15,49,000 |
| RTO registration and road tax | Rs 1,770 | Rs 1,370 |
| Insurance (first-year comprehensive) | Rs 96,208 | Rs 1,12,137 |
| TCS | Rs 14,698 | Rs 15,490 |
| FASTag | Rs 850 | Rs 850 |
| On-road | Rs 15,83,326 | Rs 16,78,847 |
Registration and road tax is small on both cars: Rs 1,770 and Rs 1,370. The real gaps are the ex-showroom price and insurance. The XUV400's first-year insurance is Rs 1,12,137 against Rs 96,208 for the Windsor EV, so insurance adds to the entry-level gap rather than narrowing it.
Safety: what the cheapest variants list
The Windsor EV EXCITE lists 6 airbags (dual front, side and curtain), 3-point seat belts and seat belt reminders for all seats, electronic stability program, hill hold assist and hill descent control.
The XUV400 EC PRO lists 2 airbags, electronic stability program, tyre pressure monitoring, disc brakes on all four wheels, ISOFIX child seat anchors and IP67-rated battery protection against dust and water.
On airbags the difference is plain: 6 against 2 at the entry point. The XUV400 list names tyre pressure monitoring, four-wheel disc brakes, ISOFIX and the IP67 battery rating, which the Windsor's list does not name. If airbag count is your first filter, the Windsor EV entry variant meets it at the lower price. If child seat anchors are, the XUV400's list names them.
Infotainment and convenience
The Windsor EV EXCITE lists a 25.6 cm (10.1 inch) touch display, USB, FM and Bluetooth music and calling, steering-mounted audio controls, wireless Android Auto and Apple CarPlay, a 12V outlet, and USB chargers (front 2: Type A and Type C; rear 1: Type C).
The XUV400 EC PRO lists a rear USB port, Charge Assist with OCPI charging-network hub integration, and a Supervision cluster with an 8.89 cm screen. The Charge Assist item is the one to weigh if you plan to rely on public charging networks. The facts do not list a central touchscreen or phone-mirroring for the XUV400 entry variant, so ask IndiCar for the feature sheet before you decide.
What each step up the range adds
The feature facts we have cover the cheapest variant of each car only, so we will not guess at what higher variants add. What the prices tell you is the cost of moving up.
- Windsor EV: from EXCITE at Rs 15,83,326 to ESSENCE at Rs 18,26,072 in the middle, and to ESSENCE PRO at Rs 20,37,157 at the top. The ESSENCE PRO is the only one of the five combinations above Rs 20,00,000.
- XUV400: from EC PRO at Rs 16,78,847 to EL PRO at Rs 18,11,571. That is the whole range.
Before you pay for a higher variant, IndiCar gives you the variant-by-variant feature sheet so you can see exactly what the extra money buys.
Who each car suits
- Windsor EV EXCITE suits you if you want the lowest on-road price of the two, with 6 airbags and wireless phone mirroring listed on the entry variant.
- Windsor EV ESSENCE or ESSENCE PRO suits you if you want a wider ladder of variants and are happy to go as high as Rs 20,37,157.
- XUV400 EC PRO suits you if tyre pressure monitoring, four-wheel disc brakes, ISOFIX and IP67 battery protection matter more than airbag count and you accept a higher entry price.
- XUV400 EL PRO suits you if you want the top of the Mahindra range and a lower on-road price than the top Windsor, at Rs 18,11,571.
Use the on-road price calculator to see the breakup for any combination, or open the MG Windsor EV prices and Mahindra XUV400 prices pages directly.
How to buy through IndiCar
You book on indicar.in at the itemised on-road price, with a refundable reservation. IndiCar sources the car from partner dealer stock, where the authorised dealer invoices it, and handles registration, insurance and delivery. You deal only with IndiCar. Before you book, IndiCar confirms stock, delivery date and a written itemised price, and tells you what is compulsory in the breakup. Pick the variant you want from all new cars with Mumbai on-road prices and reserve it online.
Buying a new car through IndiCar
IndiCar arranges new-car purchases in Mumbai, Navi Mumbai and Thane. You book a new car on IndiCar at the on-road price shown on its car page, with every line itemised: ex-showroom, registration, insurance, TCS and FASTag. You book online with a refundable reservation, and IndiCar sources the car from partner dealer stock and handles the registration, insurance, paperwork and delivery.
You deal only with IndiCar from quote to delivery. Your phone number is never passed to a dealer, and you do not need to take the quote to a showroom to negotiate. See on-road prices and book or get a WhatsApp quote on +91 85916 41004.
Frequently asked questions
Which is cheaper on-road in Mumbai, the MG Windsor EV or the Mahindra XUV400?
At the entry point the MG Windsor EV is cheaper: Rs 15,83,326 for the EXCITE against Rs 16,78,847 for the XUV400 EC PRO, a gap of Rs 95,521. At the top of the ranges the XUV400 is Rs 2,25,586 cheaper.
How many variants does each car have?
The MG Windsor EV has 5 priced variant combinations and the Mahindra XUV400 has 2. Both are electric with automatic gearboxes.
How many airbags do the cheapest variants have?
The Windsor EV EXCITE lists 6 airbags (dual front, side and curtain). The XUV400 EC PRO lists 2 airbags.
What is the insurance cost on each car's cheapest variant?
First-year comprehensive insurance is Rs 96,208 for the Windsor EV EXCITE and Rs 1,12,137 for the XUV400 EC PRO.
Do these prices include running costs?
No. They are purchase prices only: ex-showroom, registration and road tax, insurance, TCS and FASTag. Running and charging costs are not covered.
What does IndiCar confirm before I book?
IndiCar confirms stock, the delivery date and a written itemised price, and tells you what is compulsory. The reservation is refundable.
Tags: mg windsor ev, mahindra xuv400, electric cars, mumbai on road price, car comparison